Not all Medicare Advantage plans are the same. Whatever your needs – and budget – Wellcare has a plan that gives you the coverage you need & more. When you are comparing Medicare Advantage plans, there are many factors to consider:
Plan Type
Depending on your area, Wellcare offers plan types like HMO, PPO, and Special Needs Plans so you can choose a plan type that's right for you. The Medicare Advantage plan type influences what providers you can see, whether or not you need referrals to see specialists, and how much you will pay out of pocket.
Copays
A copayment, or copay, is the amount you pay for a covered medical service. It is important to consider copay amounts when comparing the entire cost of plans.
Medicare Advantage Plan Benefits
All Medicare Advantage plans are required to offer the same coverage as Original Medicare, which includes Part A (hospital) and Part B (medical) coverage. Medicare Advantage plans also offer a wide variety of valuable additional benefits that Original Medicare does not.
Deductible
The deductible is the amount of money you have to pay out of pocket before your plan begins to pay. Medicare Advantage plans have low or no deductibles and limited out-of-pocket spending, unlike Original Medicare.
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