Original Medicare is administered by the federal government. Sometimes referred to as traditional Medicare, Original Medicare offers standardized health insurance coverage across all 50 states for seniors and some younger people with disabilities. It includes Part A (hospital insurance) and Part B (medical insurance).
Medicare Advantage, or Part C, is offered by private insurance companies. A Medicare Advantage plan combines the benefits of Parts A and B and often includes additional benefits like dental, vision, and hearing coverage. Prescription drug coverage is often included in a Medicare Advantage plan as well. These plans are referred to as Medicare Advantage Prescription Drug (MAPD) plans.
If you enroll in a Medicare Advantage plan, the premium may be lower. Additionally, if you qualify for both Medicare and Medicaid, you may receive help with premiums and other costs.
It’s important to remember that Original Medicare was created to cover your healthcare basics. Wellcare Medicare Advantage plans deliver the additional benefits and daily support you need to feel completely cared for.